A successful businessman with extensive experience in the financial sector, Herbert Roy Zucker serves as a senior consultant at Merrill Lynch in New York City. He works with business owners and affluent families to create a financial plan that suits their needs. In addition to his role at Merrill Lynch, Herbert Roy Zucker also serves as the principal of SafeDecisions LLC.
SafeDecisions, a North American distributor of electronic safes from Assa Abloy Global Solutions, a global manufacturer of cutting-edge security solutions, recommends Assa Abloy Infinity "SMART" Safe models for home use. These safes offer high protection for personal items like passwords, valuables, and documents. They also come in gold, black and white tones to match diverse interior design choices. Assa Abloy Infinity electronic safes offer remote unlocking, a "smart" solution to one of the major concerns around highly secure electronic safes in the modern world. Owners can request a remote unlocking service when they forget the passwords for unlocking their safes. Using the SafeDecisions Remote Decode app, a safe owner can verify their identity and request a one-time password to unlock their safe. The random-access code has thousands of possible combinations, and changes every few seconds. It will never be the same. The exclusive UL-1037 listing achieved by Elsafe's Infinity II Series gives you added assurance that your valuables are receiving the maximum level of protection possible. Since many security safes on the market today can be easily opened within 30 seconds by experienced thieves, it is important to know that the Elsafe has passed extensive testing by the world's most prestigious, professional testing organization. Not only does this protect your valuables, you can rest easy!
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Herbert Roy Zucker is a senior consultant at Merrill Lynch and a successful businessman who has founded several new concepts and businesses. As the principal of SafeDecisions, LLC, Herbert Roy Zucker is responsible for overseeing all aspects of the in-room electronic safe retailer and service provider.
THE UPTREND IN RESIDENTIAL LIFESTYLE MAKES IT ESSENTIAL TO MONITOR THE WIDENING FIELD OF PRODUCTS. Molding vision into reality tests fortitude talent and passion! Glass concrete and steel can assume many forms. The culmination of specific details directly impacts the completed results. The challenge lies in balancing the necessary components with the fineries. You can't sacrifice practicality or structural integrity for beauty. However, your choices must always stay focused on the end result as it relates to the people who will live there. The level of quality life experience created affects the degree of happiness and the overall residential experience. This fact can significantly affect your reputation and future success. Residential Lifestyle Improvements - Air-conditioning redefined the meaning of home comfort. 30,000 home air conditioners were purchased in 1946 and ever since household amenities have been revolutionizing the way we live. Today dishwashers, microwaves and cable TVs have been surpassed by dramatic fitness centers, spectacular floor to ceiling fog out glass windows, floating kitchen islands, electric car charging stations and Wi-Fi. These luxury services and amenities are rapidly expanding both lifestyle expectations and experiences. The inspiration for this life of excellence has been directly derived and patterned after the hotel industry and the finest resort hotels and spas globally. Today's homes strive to embody the elements of the finest hotel accommodations. The appeal of plush oversized towels, Egyptian cotton sheets and a hotel style robe are undeniably luxurious. However, the new trending residential lifestyle has elevated luxury living into the hotel stratosphere. The latest and greatest building projects include concierge services, wellness spas, special event party rooms, exclusive dining with home delivery, screening rooms, salons and the ultimate hotel amenity TWO "SMART" SafeDecisions Electronic Safes located in each master suite wardrobe closet. Safes Equal Sophisticated Hotel Comfort!! - It's a well-known fact within the hotel industry that Safes are a valued amenity. Safes eliminate stress and fear while providing security and privacy for guests. Did you know? - In order to achieve the coveted AAA 5 Diamond Award or the Forbes 5 Star Rating, electronic safes are included in each hotel guest-room. Safes meet the high criteria standard in elevating rating requirements. Safes give comfort and ease nervousness associated with the items that are important to us. Does Your Business Know The Ultra High Net Worth Individual? - The Ultra High Net Worth Individual is your consumer. They report different concerns and needs than the rest of the market. They expect amenities to be wireless, connected, smart, multi-purpose, flexible, organized and precise. When your business can speak to the UHNWI pains and frustrations, you build better rapport, garner more attention, more sales and more referrals. Today’s Ultra High Net Worth Individual is sophisticated, refined, and travels titanium-light. Like James Bond, they are high-tech and love multi-functional hidden design. The new luxury consumer is time-pressed, digitally savvy, driven, environmentally aware, healthier, and chase quality craftsmanship. Today technology and connectedness are integrated into the fabric of life. Every single minute 2.3 million searches are Googled, 400 hours of new video uploads to YouTube, Amazon does $222K in sales, 3.6 million texts are sent and 216K photos hit Facebook. Formation overload is changing how people live in their homes too. From automated personal assistance like “Alexa” and other smart home features to state-of-the-art amenities, now you can satisfy desires for comfort, automation, and safety that your consumers don’t yet know they have. Quality and service are baseline expectations. The sky is the limit when catering to the expectations of the wealthy. Prosperity and wealth are the American dream, but ask any Ultra High Net-Worth individual and you’ll find that with great privilege comes unique concern. The more you have, the more you have to lose. Did you know that a property crime takes place every 3 seconds in the U.S., 6 million residences are burglarized each year, an alarming 50% of burglaries are committed by someone you let into your own home? The more home service providers you have, the higher the risk. Babysitters, gardeners, cleaning service all have access to the valuables of the home. Trust is critical, they focus on trusted brands which provide unique investment products. Join our Growing List of Luxury Developers Who are Making the SafeDecision: When only the best will do, call SafeDecisions. We provide “smart”, sleek safes, unmatched service and state-of-the-art technology for clients who demand the best and partners who deserve the best. A Senior Consultant at Merrill Lynch in New York, Herbert Roy Zucker is an experienced financial advisor who has provided financial advice and guidance to C-suite executives, affluent families, business owners, and industry professionals for over three decades. In addition, Herbert Roy Zucker is an entrepreneur and business leader who guides SafeDecisions, LLC.
SafeDecisions prides itself on delivering state-of-the-art electronic safes for in-room application in diverse environments with a proprietary remote decoding app. Their Infinity and Sentinel models have passed Underwriters Laboratories (UL) 1037 scrutiny for functionality, reliability, and safety. One integral target market for SafeDecisions' portfolio of electronic safes is the healthcare sector. They actually pioneered this field! With electronic safes that offer a high level of security, hospitals and other healthcare facilities can improve their patient satisfaction scores. Besides the quality of care, patients feel safer and can focus on healing in healthcare settings when they know their personal belongings, such as mobile phones, are protected from unauthorized access and theft. According to SafeDecisions, electronic safes can reduce patient stress levels, which is a key determinant of healing pace and the length of hospital stays. By installing electronic safes in patient rooms, healthcare administrators also circumvent compensatory costs that are attached to tampering with or theft of patients' personal belongings. SafeDecisions distributes some of the most technologically advanced electronic safes that fit the requirements of healthcare settings. Herbert Roy Zucker, a Glen Cove resident, in New York, is the principal of SafeDecisions, LLC, a security firm that specializes in safes. Outside of running his business, Herbert Roy Zucker contributes his time to the Children’s Medical Fund of New York (CMFNY), an organization that raises funds so that children can get the life-saving treatments they need.
The CMFNY’s Child Life Endowment is one of the ways the organization raises funding to help child patients and their families. Donations to this program cover expenses related to hiring child life specialists in hospitals to help patients. Some of the activities these specialists offer to children getting treatment are horticulture, pet therapy, special event, and music therapy programs. These programs are backed by research that states that singing and playing with animals relieve the stress of illness-related conditions. In reducing stress, these programs also might make recovering much easier for children and their families. The fund accepts individual and corporate gifts that can be stretched over between five and 10 years in amounts ranging from $5,000 to $100,000. Contributing to the fund is a chance to make a difference in the life of a family. For more information on Child Life Endowment, you can call (516) 624-1972. In addition to establishing businesses like SafeDecisions, LLC, Herbert Roy Zucker is a real estate broker in New York and a financial advisor. One professional organization Herbert Roy Zucker is a part of is the Investments and Wealth Institute.
The institute’s most well-known educational programs are its certifications, Certified Investment Management Analyst(R) (CIMA(R)), Certified Private Wealth Advisor(R) (CPWA(R)), and Retirement Management Advisor(R) (RMA(R)). Students and members can pick which course to take based on the nature of their preexisting work. For instance, a prospective CIMA(R) earner already works with clients to create portfolios tailored to their risk tolerance and preferred investment style. Rather than starting a certification at will, students schedule appointments with an enrollment counselor to learn the details of their chosen course. The institute’s other programs take place over a shorter timeframe, and students can pay for access to them whenever they wish. Its self-paced courses take between five and 20 hours to complete and verify the student’s knowledge via periodic quizzes. The online library of hour-long seminar recordings gives students a topic summary before they learn more in a course or certification. Bundles combine four recordings in one package for great value per dollar and continuing education credit at select institutions. A financial advisor and real estate broker in New York City with decades of experience, Herbert Roy Zucker was one of the first broker's to create and use a computerized system to post and search for real estate listings. To help expand the real estate industry in his area, Herbert Roy Zucker served as a guest lecturer for accredited New York State Real Estate Brokers courses.
New York State real estate brokers must fit several criteria before starting any formal training. Applicants must be at least 20 years old, and have at least two years of experience as a licensed real estate salesperson or three years of experience in the real estate industry. To conduct business legally, prospective real estate brokers must send an application containing their legal business name to the Division of Licensing Services. Upon approval, applicants must send that name to their county’s clerk’s office or the New York State Department of State, Division of Corporations. Applicants then must take courses totaling at least 152 hours. Depending on their prior experience, applicants can take a salesperson course, a broker course, and a cultural competency course, or the same course trio with a remedial course. After applicants complete these courses, they can take the exam to earn their broker license. With a degree from the Questrom School of Business at Boston University, Herbert Roy Zucker brings a unique blend of legal and financial expertise to his roles at SafeDecisions and Merrill Lynch. Under Herbert Roy Zucker’s direction, SafeDecisions offers innovative personal security solutions to various sectors, including education and health care. SafeDecisions, the official distributor of Assa Abloy's proprietary electronic safes, offers cutting-edge personal security solutions to health administrators and other specialty markets in North America. According to SafeDecisions, new patients carefully and critically examine hospitals for clinical and nonclinical factors before choosing a facility. Nonclinical factors such as comfort and customer service are at the top of the list. To optimize customer service, hospitals must guarantee the protection of patients' personal belongings, subsequently safeguarding the hospitals' reputations. SafeDecisions’ electronic and patent-protected safes, are UL Certified Strong and the global standard in safes.. SafeDecisions has partnered with more than 100 healthcare facilities in North America.
A graduate of Boston University’s Questrom School of Business, Herbert Roy Zucker is principal at SafeDecisions LLC.
The name Herbert Zucker is synonymous with trust, dependability, and guidance. As a Senior Financial Consultant at Merrill Lynch, New York City, he gained great wisdom with regard to his client’s emotional concerns as they related to feeling safe and secure. “We all have the need to feel secure, and that need was the bridge to helping people feel more at ease at home. SafeDecisions was focusing on that same need, but with regard to the things that we hold close. Being organized and having a responsible secure location for our important items was such a logical solution, but the safe had to be the best and UL certified. The truth is, using the right safe relieves unnecessary worry.” SafeDecisions, joined with Assa Abloy Global Solutions to elevate home lifestyle. SafeDecisions, a highly regarded company, began almost three decades ago when Mr. Zucker and his wife, Cynthia, embarked on giving each university student a safe to use in their rooms on campus and has since branched out to hundreds of hospitals, and builders. “For more information on what UL certification means, you can visit: www.SafeDecisions.com A member of the Investment Management Consultants Association, Herbert Roy Zucker has three decades of experience in the financial services industry. A qualified portfolio manager offering discretionary portfolio management to high net worth clients, Herbert Roy Zucker is a senior financial consultant at Merrill Lynch. In early 2021, the wealth management firm published an article on strategies investors can use to minimize capital gains taxes when selling portfolio investments.
Selling investments can trigger capital gains taxes. With rates in the range of 20 percent, investors may end up netting only 80 percent of their capital gains. Thankfully, there are strategies that they can take to minimize their capital gains taxes. One of these is to offset capital gains with capital losses. Offsetting gains with losses involves selling a small part of the portfolio that is down. If a big part of an investor’s portfolio is up while the other is down, they can sell the investments that are down and claim the losses they incurred on their tax return. Investors can deduct up to $3,000 of capital losses in a year. If their losses exceed the yearly limit, investors can carry them to the next year. If an investor wants to keep the investments that are down because they believe in their potential in the long run, they can sell them, offset the losses incurred, and then repurchase them later. The repurchase, however, must be done more than 30 days after the sale. There are other options to reduce capital gains taxes. They include donating more efficiently and realizing capital gains over different years. Investors should work with qualified investment and tax professionals to help them minimize taxes on their capital gains. A senior consultant at Merrill Lynch, Herbert Roy Zucker is an experienced financier who previously served as a senior vice president at Morgan Stanley. Also an entrepreneur, Herbert Roy Zucker is the founder and principal of SafeDecisions, LLC, a leading retailer of in-room electronic safes.
Based in New York, SafeDecisions sells Assa Abloy Global Solutions electronic safes to educational, residential, healthcare, and retail clients. The company has a wide selection of products with specifications to meet all its clients’ needs. One of these is the Assa Abloy Zenith II-ZD 27. Advanced and economical, Zenith is an in-room electronic safe made with heavy gauge steel and fitted with precisely engineered parts for strength and durability. It weighs 20 lbs and has an internal volume of 0.46 cubic feet, accessible through a one-piece, code-pressed door with stainless steel hinges. The door has a triangular locking bolt enforcement system with a push-button-to-lock-door feature. To open it, a person has to key in a four-digit code on the backlit keypad. The keypad configuration is programmable. Ideal for new construction, retrofits, and upgrades, the safe is available in various models to fit into a drawer, shelf, or floor. Certain models can even accommodate a 17-inch laptop. The safe has a carpet inside, internal lighting, and is powered by five AA batteries. It also features an industry-leading audit trail system so users can print out a comprehensive report on safe activities. |
AuthorHerbert Zucker - New York Entrepreneur and Financial Executive. Archives
September 2021
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